American Express Credit Card :
American Express is a multinational financial services corporation , which today is best known for the credit card services called AMEX cards. Cards have almost a Quarter of all the transactions of credit cards in the united states , the was founded 170 years ago march 18,1850 in Buffalo, New York U.S . In 2017 the Forbes Magazine, named American express 23rd most valuable brand in the world and the highest within financial services. And also in 2020 fortune magazine ranked American express 9 out of 100 companies on their fortune list based on an employee survey of satisfaction .
American Express credit card is one of the most famous cards in the United states. If you use this credit card during your online shopping, transactions and other expenses where this credit card is accepted, you could get huge cash back offers, exciting gifts and other paybacks .
For availing these facilities, you just have to apply for your American Express Credit Card and log in to your respective American Express Credit Card account .
American Express Credit Card :
- By using American express credit card you can earn exclusive gifts ,exciting Rewards and best offers , on your net purchase from your credit card .
- You can earn 60000 membership rewards points on purchase of $ 4000 within 6 months of account opening .
- You can earn 4X points on using American credit card at a restaurant anywhere in the world .
- You can earn 5 X points at U.S supermarket on the purchase of up to $ 25000 .
- You can also earn 3 X points on flights which are booked directly with the airlines .
- American Express provides you 75000 membership rewards points on purchase of $ 5000 within 6 months of account opening ,plus 10X points at us gas station and us supermarket on purchase of $ 15000 within 6 months of card membership .
- American express also offer Uber rides, 5X points on flights which are booked directly with the airlines and also you can access the centurion lounges plus 1200 + lounges in airport with American express Platinum credit card .
- After the spending of $1000 on your purchase with your new American express blue cash preferred card ,you can earn cash back up to $300 within 3 months of account opening . and also 6% cash back on purchase on up to $6000 in US supermarkets , also 6% cash back on US streaming subscription . and also 3% cash back on your transit purchase .
- Also the American express provides the facility of Safe key , its a type of software which detects the original purchaser. And also alert if any frauds or disputes occur .
- With the use of American express credit card you will be more confident with your eligible card , so for example if your car is stolen or you can’t get a refund , your American express credit card provides a number of programs to protect your purchase .
- If anything frauds occurs , the intelligent fraud protection system always monitors your account and makes immediate alert through notification if anything occurs .
- If you are outside the united states or traveling or enjoying holidays abroad then you need not worry about your American express credit card 24X7 services will be available to resolve your queries anytime .
- Your American express credit card is directly linked to the mobile wallet and acts as a go to card .
- Also the American express credit card takes Cyber security seriously, so that to protect from any kind of data leaking or fraud.
- Also American express protects yourself from phishing and scam and spots the hackers before it’s too late .
American Express Credit Card Rates And Interest :
- American Express credit card charged 0% intro APR (Annual Percentage Rate ) for 14 months from the date of account opening .
- APR will be charged based on your credit worthiness from 13.99% to 23.99 % after the intro APR expires . APR varies with the market rates .
- APR charged for cash advance is 24.25 % .
- Due date for payment is 25 days after the closing of each billing period. Not charged any interest if the payment is done within the period of due dated end
- American express credit card charged 0 % introductory plan fee on every purchase moved into planned during 15 months of account opening . After that your planned fee will be charged 1.33 % on every purchase moved into plan based on the plan duration.
- There is no provision of annual membership fee in American express credit cards .
- There are also penalty charges for delay in payment , like on late payment – up to $ 40 and on returned payment – up to $ 40 is charged. And no penalty on over limit .
American Express Credit Application :
If you want to use American Express credit card or if you want to know the application process of credit card , you can follow the instruction mentioned below –
- To Apply for the new American express credit card , firstly you have to visit the official web page of American express , or for the direct reach you can directly click on the following link mentioned below – www.americanexpress.com.
- After that you have to select the option of Cards which is mentioned on the top left of the online web page. after clicking you will find the option of Top Links , in its sub heading you will find the option of View All Cards, you have to select this option.
- After that on the next page you will find the option of All Cards Types which was located at the starting of the online web portal, here you have to select the sub heading option of View All Credit Cards .
- After that you will be able to see all the credit cards which is provided by the American Express credit card like American Express Platinum Credit Card ,American Express Smart Earn Card ,American Express Membership Rewards Credit Card , American Express Platinum Reserve Credit Card , American Express Gold Card ,American Express Platinum Travel Credit Card and Jet Airways American Express Platinum Credit Card . Here we are taking the example of American Express Platinum Card , for the application procedure .
- After that you have to select the any one card according to your needs , and you have to select the Apply Now button which is located below the credit card Descriptions .
- After next you will get the form in which you have to fill important credential which are needed to apply for the American Express credit Card, the important details are to filled is – Full Name, On The Card , Date Of Birth ,Mobile Number ,Home Address, Social Security Number, Total Annual Income ,Non-Taxable Annual Income , Income Sources . After that you have to select the option of continue to terms after ticking on the box , that you are agreed to terms and conditions.
- After filling the important credential , on the next page you will get the option to submit your application you have to select the option .
After completing all the procedures mentioned above you will be able to successfully apply for the new American express credit card, and the card will get delivered to your mentioned address .
American Express Credit Card Registration or Account Creation :
If you want to create your account or if you want to registered your new American express credit card you have to follow the instruction mentioned below. –
- To create account or registration of new credit card ,firstly you have to visit the official web page of American express , or for the direct reach you can directly click on the following link mentioned below – www.americanexpress.com
- After that you have to visit the option of My Account which is mentioned on top left, in that you will find another option of Cards which is mentioned below the my account option . in that you have to select the option of Create Your Online Account.
- After that you will get the form in which you have to fill the important details like 15 digit card number and 4 digit card id , after that you have to click on the confirm button which is mentioned below.
- After next you will get into the setup and next you have to fill the important details as required to be filled .
After going through all the procedures you will be successfully able to register your new American express credit card , also able to create your new online American express credit card account.
American Express Credit Card Login :
To login into new American express credit card account you need to follow the instruction mentioned below :
- To login into of new American express credit card ,firstly you have to visit the official web page of American express , or for the direct reach you can directly click on the following link mentioned below – www.americanexpress.com.
- After that you have to select the option of Login which is mentioned on the top right corner ,after that you will get the login widget in which you have to fill the details like User Id , Password, and Type Of Account and next you have to click on the login button which is mentioned below the login widget.
- You can also select the box of Remember Me so that you don’t have to login again and again and the details of your login account gets automatically filled .
Once you complete all the procedures mentioned above you will be successfully able to login into your online American express credit card account , and can enjoy the exclusion services offered by the credit card.
Also Read : How to Access Nordstrom Credit Card Online
American Express Credit Card User Id And Password Recovery Procedure :
- To recover your user id and password of your new American express credit card ,firstly you have to visit the official web page of American express, or for direct reach you can directly click on the following link mentioned below – www.americanexpress.com
- After that you have to select the option of Login which is mentioned on the top right corner ,after that you will get the login widget , below that you have to select the option of forgot user id and password ?
- Next you have to fill details to recover your account like 15 digit card number and 4 digit id .
- After that you will get an confirmation mail, in that you will provided and option to reset your user id and password
Once you completed all the procedure mentioned above you will be successfully able to recover your login id and password
American express credit card contact :
- For contact American Express customer care agent you can refer this link global.americanexpress.com/help?inav=footer_contact by clicking this link you will get options link you have to select the option according to you problems in which you have to take help customer service agent .
- You can call on 011-39267030 ,Monday – Friday 7 a.m. – 10 p.m.
- You can also mails on American Express Company – 200 Vesey Street, New York, NY 10285 – 212-640-2000 .
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