Citi Balance Transfer Credit Cards :
Citi is a famous banking and finance organization of the world with lots of valuable and happy customers. Lots of people and organizations are getting benefited from Citi Bank every day. The institute is especially famous for their different credit card lines suitable for all kind of credit needs of their clients. In this article, we will describe about Citi Balance Transfer Credit Cards which is a very special and popular credit line option offered by Citibank. Here, in this article, you will get, step by step information, like benefits, sign in and sign up guidelines, username and password recovery procedures, rates and interest etc. about Citi Balance Transfer Credit Cards. Please go through the entire article to learn everything about citi Balance Transfer Credit Cards.
Citi Balance Transfer Credit Card Rates & Interest :
There are four types of Citi Balance Transfer Credit Card options are available –
Citi Diamond Preferred Card
- A special 0 % introductory Purchase and Balance Transfer APR facility is available with this Citi Diamond Preferred Credit Card for initial 18 months of account opening.
- After that, you will be charged variable APR on Purchase and Balance Transfers and that amount will be from 14.74 % to 24.74 % depending on the creditworthiness.
- No annual fee is included with Citi Diamond Preferred Credit Card.
Citi Rewards+ Card:
- You can earn double points while spending with Citi Rewards + Card at shopping supermarkets, fuelling stations etc. for the first $ 6000 spent in initial days of account opening.
- You can easily get 15000 points by spending $ 1000 in your first three months using Citi Rewards + Card.
- A special 0 % introductory Purchase and Balance Transfer APR facility is available with this Citi Rewards + Card for initial 15 months of account opening.
- After that, you will be charged variable APR on Purchase and Balance Transfers and that amount will be from 13.49 % to 23.49 % depending on the creditworthiness.
- No annual fee is included with Citi Rewards + Card.
Citi Double Cash Card:
- This Citi Double Cash is specially famous for providing low balance transfer APR which lead to saving on interest rate while transferring higher interest balance from other credit cards.
- You can get cash back two times with Citi Double Cash Credit Card, first time when you buy anything and second time when you pay your dues.
- Purchase APR for Citi Double Cash Credit Card is 13.99 % to 23.99 % depending on creditworthiness.
- Balance Transfer APR for Citi Double Cash Credit Card is 0 % for initial 18 months and 13.99 % to 23.99 % after that depending on credit worthiness.
- No annual fee is included with Citi Double Cash Credit Card.
Citi Simplicity Card:
- This Citi Simplicity Card is specially famous for providing low-interest rates on purchases and balance transfers for new accounts.
- A special 0 % introductory Purchase and Balance Transfer APR facility is available with this Citi Simplicity Card for initial 18 months of account opening.
- After that for using Citi Simplicity Card, you will be charged variable APR on Purchase and Balance Transfers and that amount will be from 14.74 % to 24.74 % depending on the credit worthiness.
- No annual fee is included with Citi Simplicity Card.
Citi Balance Transfer Credit Card Benefits :
- Main feature of Citi Balance Transfer Credit Cards are low interest rate on balance transfer credit cards.
- You will get special facilities like Citi Entertainment, Digital Wallets etc. with Citi Balance Transfer Credit Cards.
- You will get 24 hrs personalized help line options for each and every day from the Citi Bank customer care team for your Citi Balance Transfer credit card.
- You will get real-time notifications and automatic alerts of Citi Balance Transfer Credit Card account for balance, dues, exhaustion of credit limit etc.
- All the Citi Balance Transfer Credit cards come with no annual fees facilities.
Also Read : How to Access Key Credit Cards Online
Citi Balance Transfer Credit Card Application :
To apply for a Citi Balance Transfer Credit Card, you can refer to below-mentioned instructions –
- You have to go to the official website of Citibank with the help of the following link and by using your browser online.citi.com/US/login.
- Now, go to Credit Cards option from menu bar and click on Balance Transfer Credit Cards.
- In the next step, you will get four types of different credit card options.
- You have to choose a particular credit card option and click on Learn More & Apply option beside the description box of that credit card.
- Next, click on Apply Now button and you will be redirected to next page to get the application form.
- Enter the following information – First Name, Middle Initial, Last Name, Suffix, Home Address, Social Security Number, Date of Birth, Country, Mobile Phone Number, Email Address, Security Word Hint, Security Word, Financial information etc.
- Now, add authorised user details and read the essential terms and conditions of that credit card.
- Now, click on Agree & Submit button to successfully complete and submit your application form of Citi Balance Transfer Credit Cards.
- To apply by phone, you have to dial the following number 1 800 – 505 – 1675 and you can follow the telephonic guidelines to apply for a Citi Balance Transfer Credit Card.
Citi Balance Transfer Credit Card Activation :
After a successful application, you will receive your Citi Balance Transfer Credit Card in your hand shortly and the first thing that you have to do is to Activate your Citi Balance transfer Credit Card in order to make future transactions with it. You can refer to below-mentioned steps to Activate your Citi Balance Transfer Credit Card account –
- You have to again go to the official website of Citibank with the help of the following link i.e. online.citi.com/US/login.
- At the right hand side of the page, you will get Sign On widget where there will be a link Activate a Card which you have to click.
- You will be redirected to the next step where you have to enter your Citi Balance Transfer Credit Card Number at the desired field and click on Continue button and you will go to the next step.
- You need to follow further prompts and you will be able to Activate your Citi Balance Transfer Credit Card Online Account successfully.
Citi Balance Transfer Credit Card Account Sign Up :
After you have activated your Citi Balance Transfer Credit Card, you need to set up your online account by performing the account Sign Up process with the help of below mentioned procedures –
- You have to again go to the official website of Citibank i.e. online.citi.com/US/login and in the home page, at the right-hand side of the page you will get Sign On widget.
- In the Sign On widget, there will be an option below the Sign On button as Register for Online Access.
- Now, click on this Register for Online Access option and you will go to the next step of account registration process.
- In the next step, select Credit / Debit Card Number option and enter your Citi Balance Transfer Credit Card Number at the desired field.
- Now, click on Continue Set Up button to go to the next Verification process.
- Follow further prompts that you will receive afterwards from Citibank portal to complete the verification process and online account set up process of Citi Balance Transfer Credit Card.
Citi Balance Transfer Credit Card Log In :
After you have registered your Citi Balance Transfer Credit Card Online account, you can easily log in to your account by referring below mentioned step by step instructions –
- You have to again go to the official website i.e. online.citi.com/US/login and at the right-hand side of the page, you will get the Sign On widget.
- Now, you have to enter the User ID and Password of your Citi Balance Transfer Credit Card account, tick the Remember my User Id box if required and click on the Sign On button afterward.
- After you log in to your respective Citi Balance Transfer Credit Card account, you can avail all the benefits of your card as mentioned above and start using your card as well.
Citi Balance Transfer Credit Card User Id And Password Reset :
If you have forgotten the user Id or password or both of your Citi Balance Transfer Credit Card account then you can reset them easily by following below mentioned quick steps :
- At first go to the official website of the Citi Balance Transfer Credit Card by browsing the following link online.citi.com/US/login and you will get the log in the widget at the right-hand side of the page.
- In the log in widget you will get the following links just below the Sign-On button as Forgot User ID? and Forgot Password?’.
- You have to click on the first link i.e. Forgot User ID? Link to reset your user id and you will be redirected to another page where there will be different blank field to enter your Bank Account Number or Credit Card Number and after entering the same you have to click on Continue button. You have to follow further prompts that you will receive afterwards from Citibank portal, and you will be able to reset the User ID of your Citi Balance Transfer Credit card account.
- To reset the Password of your Citi Balance Transfer Credit Card account, you have to click on the second link i.e. Forgot Password? Link and you will be redirected to another page where there will be different blank field to enter your Bank Account Number or Credit Card Number and after entering the same you have to click on Continue button. You have to follow further prompts that you will receive afterwards from Citibank portal, and you will be able to reset the Password of your Citi Balance Transfer Credit card account successfully in this way.
Citi Balance Transfer Credit Card Payment :
- To pay the dues of your Citi Balance Transfer Credit Card, follow the above mentioned log-in instructions to log in to your respective account ant pay your Citi Balance Transfer Credit card Dues.
- You can also set auto payment option using your Citi Balance Transfer Credit Card account and every month, your dues will be paid automatically.
- Another payment method is, you can try visiting any Citibank branch and take help from the customer help department of the bank to pay your dues.
Contact Citi Balance Transfer Credit Card :
- For more information about Citi Balance Transfer Credit Card, its facilities, and other topics, you can directly browse the following link to open the official website of Citi Bank – online.citi.com/US/login.
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