www.suntrust.com – Activate your Suntrust Credit Card Online

Suntrust Credit Card Overview :

Suntrust Banks Inc. is a famous American bank holding company that was incorporated in the year 1891. Suntrust has more than 1400 bank branches and 2160 ATM’s across the nation with an asset value of $ 216 billions approx. From this figure, you can understand that a lot of people are engaged with Suntrust. One of the major reasons behind the popularity of Suntrust bank is its flexible credit card options. They have different kinds of Credit Cards like Rewards Card, Travel Benefits Card, Business Credit card etc. for every kind of credit requirements.

Being a new Suntrust Card member, if you are wondering to activate your card or you want to learn other guidelines about using your respective Suntrust Credit Visa or Master Card, then this is the appropriate article for you, where you will get all necessary information regarding Suntrust Credit Card. Let’s get started with Suntrust Credit Visa Card benefits.

Suntrust Credit Card Online Accounts Benefits :

• You can earn rewards points with Suntrust Credit card by using your card for Gas and Grocery purchases.
• For Travel expenses with Suntrust Credit Cards, you will get 3 % Cash Back rewards.
• For Dinning expenses with Suntrust Credit Cards, you will get 2 % Cash Back rewards.
• Also Suntrust VISA credit cards are accepted everywhere.
• Suntrust also provides 24X7 customer care services.  
• You will get statement credit options with a Suntrust Credit card.
• Suntrust Credit Card reward points can be easily redeemable.

Suntrust Credit Card Rates And Interest :

Cash Rewards Credit card:

• Suntrust Cash Rewards credit card charged 11.24 % to 21.24 % of APR for Purchases based on your creditworthiness.
• Suntrust Cash Rewards credit card charged 11.24 % to 21.24 % of APR Balance Transfer based on your creditworthiness.
• Suntrust Cash Rewards credit card charged 24.99 % of APR for Cash Advances and Overdraft advances.
• Late Payment and Return Payment Penalty Charges for using Suntrust Cash Rewards Credit card is up to $ 39.
• There is no annual fee enclosed with Suntrust Cash Rewards Card.

Travel Rewards Credit card:

• Suntrust Travel Rewards credit card charged 11.24 % to 21.24 % of APR for Purchases based on your credit worthiness.
• Suntrust Travel Rewards credit card charged 11.24 % to 21.24 % of APR Balance Transfer based on your credit worthiness.
• Suntrust Travel Rewards credit card charged 24.99 % of APR for Cash Advances and overdraft advances.
• Late Payment and Return Payment Penalty Charges for using Suntrust Travel Rewards Credit card is upto $ 39.
• Annual fee that is associated with Suntrust Travel Rewards Credit card is $ 0 for initial 1 year and after that $ 89 per year.

Prime Rewards Credit card:

• Suntrust Prime Rewards credit card charged 11.24 % to 21.24 % of APR for Purchases based on your creditworthiness.
• Suntrust Prime Rewards credit card charged 3.25 % variable introductory Balance Transfer APR for initial 36 months and after that 11.24 % to 21.24 % of APR will be charged for Balance Transfer based on your creditworthiness.
• Suntrust Prime Rewards credit card charged 24.99 % of APR for Cash Advances and Overdraft advances.
• Late Payment and Return Payment Penalty Charges for using Suntrust Prime Rewards Credit card is up to $ 39.
• There is no annual fee enclosed with Suntrust Prime Rewards Card.

Suntrust Credit Card Application :

If you want to apply for the new Suntrust credit card you need to follow the instruction mentioned below :

• To apply for the Suntrust credit card, firstly you have to visit official online portal of Suntrust or you can simply click on the following link www.suntrust.com. 
• Now, click Credit cards option from the Menu Bar to get the credit card page.
• Select a particular credit card option for you, and click the Apply now button.
• Select Yes, if you are a Suntrust customer, or else select No.
• If you select Yes, then enter the Reservation Code and click the start Application button.
• If you select No, then enter your Citizenship, Reservation Code if any, and click the Start Application button.
• Now, enter first Name, Middle Initials, Last Name, Suffix, Social Security Number, Date of Birth, Primary Contact Number, Email Address, Confirm Email address, a preferred method of contact, Complete Residential Address, Employment Details, Income Details etc.
• Add authorised user details if you want and click on the Continue button.
• Follow further prompts and you will be able to complete your application.

Once you complete all the procedures your card will be delivered to your mentioned address and then you can access your card for online or offline shopping and also enjoy many more services too .

Suntrust Credit Card Account Sign Up :

After getting your physical copy of Suntrust Credit card in your hand, you have to Sign up an account with that card immediately with the help of the following process –

• To sign up your new Suntrust credit card account, firstly you have to visit the official online portal of Suntrust credit or you can simply click on the following link www.suntrust.com.
• At the right hand side of the home page, there will be a Sign-On widget, where there will be a a link below the Sign On button as – Sign Up Now.
• Click on that link and another window will open where you have to choose, Suntrust Personal Credit Card option and after that click on Begin Enrolment button.
• Now, enter Suntrust Credit Card Number, Credit card Expiration Date, Security Code, Last 4 Digits of Social Security number, Zip Code etc. and click Next button.
• Follow further prompts of upcoming stages to complete the account Sign Up process.
• Now, you need to activate your credit card to use it for log in and other purpose.

Also Read : How to Access Akimbo Prepaid MasterCard Online

Suntrust Credit Card Activation :

To activate your Suntrust credit you need to follow the instructions given below –

• You need to browse the following link to get the activation page of Suntrust Credit cards – newaccount.suntrust.com/CardActivation/Common/Start.
• Enter your Suntrust Credit card number, Expiration Date, Security Code, Zip Code, SSN or TIN.
• Now, tick the reCaptcha box and click the Activate button.
• Follow next prompts of the portal and you will be able to activate your card.
• You can also dial the following phone number and follow IVRS instructions to activate your card – 866 -432 -2276 .

 Suntrust Credit Card Sign In :

To sign in into Suntrust credit card account, you have to follow the steps given below –

• For Sign In into Suntrust credit card, firstly you have to visit the official website of Suntrust credit card or you can click this link mentioned below for direct access of online official portal www.suntrust.com
• At the left hand side of the home page, you will get sign On widget, where you have to put the official User ID and Password of the Suntrust Credit card account.

• Click the Remember User ID box, before sign in, if your device is safe to save your log in details for future references or else skip this.
• Now, hit the Sign On button to successfully Sign in to your respective Suntrust Credit card account.      

 After completing all this procedure you are now able to become a member of Suntrust credit card, and able to enjoy all the services of your online credit card account.  

Suntrust Credit Card User ID And Password Recovery :

In case you forgotten the password or user ID of Suntrust Credit Card account, you have to follow the instruction mentioned below :

• Open the official website with the following link again – www.suntrust.com
• At the sign on widget, below the Sign On button, you will get the following link – Forgot User Id/ Password?
• Click on that link and another window will open, where you will get three options.
• Select the first option i.e. I Forgot My Password if you have forgotten your account password and click on Next button. Choose if you want to use your Suntrust Debit Card / Suntrust Account Number to reset your Password. Click on Reset Password. Enter 4 digits of SSN, Suntrust Debit Card number and Debit Card Pin or Social Security number, Last 4 digits of Account Number, Security Question, Security Answer, Confirm Security Answer and click on Reset Password button. Your password will be successfully reset after that.
• Select the first option i.e. I Forgot My User ID if you have forgotten your account User ID and click on Next button. Choose if you want to use your Suntrust Debit Card / Suntrust Security Questions to reset your User ID. Click on Reset User ID. Enter 4 digits of SSN, Suntrust Debit Card number and Debit Card Pin or Social Security number, Last 4 digits of the Account number, Security Question, Security Answer, Confirm Security Answer and click on Request User ID button. Your User ID will be successfully reset after that.
• The third option is I Forgot Both My User ID & Password which will help you to reset both your User Id and Password together. Select the option and click on Next button. Follow prompts like we have mentioned above and you will be able to reset both your User ID & Password together.

Suntrust Credit Card Payment :

If want to make your Suntrust credit card payment you have to follow the instruction mentioned below –

• For Payment of Suntrust credit firstly you have to visit the official website of Suntrust credit card www.suntrust.com and follow the above-mentioned Sign In process to sign in to your account. Now, you have to select a payment option from your account Dash Board, and you can pay your dues from there.
• You can also set the auto-payment mode to pay your Suntrust Credit Card dues on time every month.
• You can try visit any nearest Suntrust Bank’s branch and make your payment there.
• You can also mail your payment by sending your checks to the following address – Cardmember Services, P. O. Box 791278, Baltimore MD 21279-1278.

Suntrust Credit Card Contact :

• For more information regarding Suntrust credit card you can contact them online through the following website link – www.suntrust.com
• You can call in the following 24 hrs. Credit card helpline number of Suntrust – 800 -477 -9702 (For Consumer Credit Card), 866 -892 -4683 (Suntrust Master & Visa Card).
• For Suntrust Credit card Reward Redemption, you can call the following number – 800 -255 -7125 .
• If your Suntrust Credit Card got stolen or lost, then for lost or stolen card report, you can dial the following number – 800 -786 -.787.
• You can contact Suntrust over mail by sharing your queries over the following mailing address – SunTrust Bank, P.O. Box 85024, Richmond, VA 23285-5024.

References :

www.suntrust.com